EDR

This service provides consumer creditworthiness scores from EDR Credit Services.

Summary

EDR	This service provides consumer creditworthiness scores from EDR Credit Services.
Service methods
edrGetScore	Provides a credit score for a person identified by a set of parameters.
Type definitions
EDRScore	A credit score consisting of four values, each ranging from from 0 to 100 and typically falling in the 10-75 range.

Service methods

edrGetScore

Provides a credit score for a person identified by a set of parameters.

Parameters

last_name	The last name of the person
initials	The initials
surname_prefix	The surname prefix, like ‘van’ or ‘de’, optional
gender	Gender of the person. `M` or `F`
birth_date	Birth date in the format yyyy-mm-dd
street	Street part of the address
house_number	House number, optionally including a house number addition
postcode	Dutch postcode in the format 1234AB
phone_number	Home phone number, only numeric characters (e.g. 0201234567), may be empty.

Returns

out	An EDRScore

Type definitions

EDRScore

A credit score consisting of four values, each ranging from from 0 to 100 and typically falling in the 10-75 range. EDR considers a score of 34 or lower to be an indication of elevated risk that the specified person will not pay.

person_score	A score based on personal data, such as age and known negative reports, such as bankruptcy’s. In case of negative reports (not older than 5 years) the score is 1. A score of 0 usually indicates missing or incomplete data, due to an invalid address, for example.
region_score	A score based on statistical information on the neighborhood, collected by the CBS (`Centraal Bureau voor de Statistiek`)
edr_region_score	A score based on statistical information on the neighborhood, collected by EDR Credit Services.
weighted_score	Weighted average of the other scores

A credit score consisting of four values, each ranging from from 0 to 100 and typically falling in the 10-75 range.